Down Payment Assistance Program (DPA)

Community Development provides assistance to income-eligible buyers toward the purchase of a home in Pasco County if you have not owned a home in the last 3 years. Applicant households who make less than 120% of Area Median Income (AMI) for the Tampa Bay Area may apply for assistance. Funding for both programs is based on current availability for each income level.


Pasco County Community Development Down Payment Assistance (DPA) program is now open.

All interested homebuyers will need to contact Suncoast Housing Connections  (Tampa Bay Community Development Corporation) to attend a Home Buyer Education Class.  Homebuyers must work with a Community Development approved lender. 

All interested Lenders will need to contact Mari Thieryung to sign up for training. 

Realtors will need to sign a “Letter of Understanding” to participate in the DPA program.  Realtors working with a potential homebuyer can contact Mari Thieryung for the letter.

To make sure you are kept up to date on the latest information regarding this and other Community Development programs, please visit our website and sign up for Notify Me.

Properties that are eligible for assistance:

Types of homes include single family, condominiums, and town-homes. Eligible homes must be located in Pasco County. The maximum purchase price of an eligible home cannot exceed $240,000.

Properties that are not eligible for assistance:

  • Mobile homes or manufactured homes
  • Property located within a special flood hazard area or repetitive loss area.
  • Property that has experienced a sinkhole or other ground settlement activity, including remediated or stabilized properties.

Maximum Area Median Income  (April 2022)

Number of Persons
in Household
50% AMI
(Very Low)
80% AMI
120% AMI

DAP Contribution, Pay Back, and Deferrals

Income Level
Minimum Required 
Payback Amounts
(Per Month)
Under 50% AMI
$69.44 over 30 years
After initial 5 year deferral
Under 80% AMI
$62.50 over 20 years
After initial 5 year deferral 
Under 120% AMI
$41.67 over 10 years
Immediate payback

How do I repay this loan?

The funds provided through Pasco County will be a zero interest loan that is recorded as a second mortgage on your home. These funds must be repaid. The repayment of these funds helps sustain our programs, allowing other homebuyers to be assisted in the future. Very Low and Low applicants will begin payback in 5 years; Moderate income applicants will begin paying back their loan immediately.

Resources for Homebuyers

Homebuyer Classes:

In order to participate in any Pasco County home buyer program, you must attend a County sponsored class. These classes are in all areas of the County. Spanish language classes are also available. Please note that these classes are first come, first serve. If a class is not listed on their website, it may be full. Please call them to confirm that the class is full.

To register for our classes, please contact Suncoast Housing Connections (Tampa Bay Community Development Corporation)  at 727-442-7075 or click here to register online Version OptionsDown Payment Assistance Program (DAP)Headline Version OptionsDown Payment Assistance Program (DAP)Headline.